So you want to establish credit? The key to building credit quickly is to open a small variety of accounts (one or two credit cards and one or two fixed installment loans) and to pay all on time, every time. Check your credit score and report periodically to make sure you’re on track. Done right, it’s still very possible to build credit quickly without going into debt. With this in mind, here's the first step you should take to build your credit, open a credit card account. Many companies offer credit cards to meet the needs of someone looking to establish credit.

For the millions of consumers with bad credit and no credit, getting approved for a major credit card takes a tremendous amount of effort. Unfortunately, establishing credit is as equally challenging as re-establishing or rebuilding credit. Creditors and credit card companies consider both types of people as risky applicants. Thus, they are less eager to extend a line of credit. However, there are ways to get around these problem. credit credit cards designed to build and re-build credit are intended to make it easier for some to obtain credit. Capital One, Home Trust and Peoples Trust all offer cards designed to help you build a credit history.

Featured Credit Cards

Company	Card Logo	Card Name	Purchase Rate	Balance Transfer Rate	Typical APR (variable)	Annual Fee	Card Benefits	Apply
		Capital One Low Rate Guaranteed Secured MasterCard	Low rate of 14.9% on purchases and balance transfers	Low rate of 14.9% on purchases and balance transfers	14.9%	$79	The Capital One Low Rate Guaranteed MasterCard offers a low rate on purchases and balance transfers, May help you strengthen your credit history, $0 fraud liability for unauthorized use, Security funds not required, unless we contact you . Get More Details
		Capital One Guaranteed Secured MasterCard	19.8% on purchases and balance transfers	19.8% on purchases and balance transfers	19.8%	$59	Capital One Secured Card, Guaranteed Approval, May help you establish or re-establish your credit history $0 fraud liability for unauthorized use. Get More Details
		People Trust® Secured MasterCard	19.50% on outstanding balances	na	19.50% on outstanding balances	$71.40($5.95/month; collected monthly) - for each primary card $35.40($2.95/month; collected monthly) - for each supplemental card	Your approval for Peoples Trust® Secured MasterCard® Card is almost guaranteed! Get More Details
		Home Trust Secured Visa	19.99%	19.99%	19.99%	$49 (one time service fee)	The Home Trust Secured VISA ® Card is your best chance to get the credit you deserve. Get More Details